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Final Fantasy 16: Payback Side Quest Guide – TheFantasyTimes

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By Nikita Gambhir

Final Fantasy 16: Payback Side Quest Guide



Final Fantasy 16 boasts a wide array of unique and captivating side quests that players can embark on simultaneously with the main storyline. As players progress through the main quest, more side quests become available, but not all of them are initiated by speaking to Non-Player Characters (NPCs). The Payback side quest, for instance, can only be initiated by examining the Reading Table in Clive’s Chambers and accepting the quest from there.

The Payback side quest in Final Fantasy 16 becomes available once Clive finishes all three Letting Off Steam sub-objectives as part of the Out of the Shadow main quest. Upon its completion, Clive is rewarded with a Curiosity, a unique item needed to unlock the For the Hoard trophy.

To begin the Payback side quest, Clive must interact with his Reading Table and select the “Off the Record” option. Upon doing so, he will receive a letter from Gaute, requesting Clive’s immediate assistance regarding some ledgers. Accepting the quest, Clive can head to The Mess to speak with Gaute in person.

Interacting with Gaute, he informs Clive that due to an oversight, The Hideaway now owes Martha, Isabelle, and Charon five million Gil each. Fortunately, Otto provides Clive with two Star Rubies and tasks him with delivering one to Martha and the other to Isabelle, while Gaute delivers the third one to Charon.

To deliver a Star Ruby to Martha, Clive must fast-travel to Martha’s Rest and enter The Golden Stables. Inside, Martha can be seen standing behind the bar, and Clive can interact with her to give her a Star Ruby. However, Martha refuses to accept it, as she believes its value is worth far more than what she lent to The Hideaway. Once the conversation ends, the quest’s “Deliver the Star Ruby to Martha” objective will fade, marking its completion.

To deliver the second Star Ruby, Clive can fast-travel to Northreach, head north through the castle’s gates, and follow the road northeast to The Veil. Outside of it, Isabelle is standing. Interacting with her, she initially refuses the Star Ruby, but she accepts it after Clive mentions Cid.

After completing the deliveries, Clive returns to The Mess to inform Gaute of what happened. Learning that Charon refused to take the Star Ruby from Gaute, Clive decides to give it to her himself. Upon interacting with her, she tries to refuse Clive’s offer but eventually accepts it when he persists.

Once the scene ends, Clive is transported back to The Mess, where Otto commends him for delivering the Star Rubies. After an emotional cutscene regarding Cid and Otto’s friendship, Clive receives 25 Wyrrite, 50 Sharp Fangs, and 1 Meteorite, all of which can be used to craft and upgrade gear. He also receives Cid’s Goblet, a Curiosity that can be examined at The Wall of Memories in Clive’s Chambers.

Final Fantasy 16 is available exclusively for PlayStation 5 and offers an unforgettable gaming experience with its captivating storyline and intriguing side quests.

Final Fantasy 16 is home to a plethora of unique and interesting side quests for players to pursue alongside the main story. Progressing the main quest leads to more side quests becoming available, but not all of them are initiated by speaking to NPCs. The Payback side quest is an example of this, as the only way to start it is to examine the Reading Table in Clive’s Chambers and accept it from there.

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Final Fantasy 16‘s Payback side quest becomes available once Clive completes all three Letting Off Steam sub-objectives as part of the Out of the Shadow main quest. Completing the Payback side quest rewards Clive with a Curiositya unique item needed to unlock the For the Hoard trophy.



How To Start Payback In Final Fantasy 16

The Off the Record letter in Final Fantasy 16

To start the Payback side quest in Final Fantasy 16Clive should interact with his Reading Table and select the “Off the Record” option. Doing so will open a letter from Gaute, in which he requests Clive’s immediate assistance regarding some ledgers. Accepting the quest, Clive can head to The Mess to speak with him in person.

RELATED: Final Fantasy 16: Blacksmith’s Blues 2 Side Quest Guide

Clive faces Gaute in Final Fantasy 16

Interacting with Gaute, he informs Clive that, due to an oversight, The Hideaway now owes Martha, Isabelle, and Charon five million Gil each. Thankfully, Otto has a solution; he provides Clive with two Star Rubies and tasks him with delivering one to Martha and the other to Isabelleleaving Gaute to bring the third one to Charon.

Deliver The Star Ruby To Martha

The Martha's Rest map in Final Fantasy 16

To deliver a Star Ruby to Martha, Clive must fast-travel to Martha’s Rest and enter The Golden Stables; inside, Martha can be seen standing behind the bar, and Clive can interact with her to give her a Star Ruby.

Martha refuses to accept it, however, as she believes its value is worth far more than what she lent to The Hideaway. When the conversation ends, the quest’s “Deliver the Star Ruby to Martha” objective will fade, marking its completion.

Deliver The Star Ruby To Isabelle

The Northreach map in Final Fantasy 16

To deliver the second Star Ruby, Clive can fast-travel to Northreachhead north through the castle’s gates, and follow the road northeast to The Veiloutside of which Isabelle is standing. Interacting with her, she initially refuses the Star Ruby, but she accepts it after Clive mentions Cid.

How To Complete Payback In Final Fantasy 16

Clive faces Charon in Final Fantasy 16

Fast-traveling back to The Hideaway, Clive can return to The Mess to inform Gaute of what happened. Learning that Charon refused to take the Star Ruby from Gaute, Clive decides to give it to her himself.

Backtracking to the Boarding Deck and heading north into the Main DeckClive can find Charon standing in the stall to the right of The Black Hammer. Upon interacting with her, she tries to refuse Clive’s offer but eventually accepts when he persists. Once the scene ends, Clive is transported back to The Mess, where Otto commends him for delivering the Star Rubies.

After a pretty emotional cutscene regarding Cid and Otto’s friendship, Clive will receive 25 Wyrrite, 50 Sharp Fangsand 1 Meteoriteall of which can be used to craft and upgrade gear. He also receives Cid’s Gobleta Curiosity that can be examined at The Wall of Memories in Clive’s Chambers.

Final Fantasy 16 is available exclusively for PlayStation 5.

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